Sunday, September 13, 2015

Financing a Car - Interactive Lesson

Financing a Car - Interactive Lesson

Ohhh My First Car is a great assignment to get your students hooked on your class at the get–go. It’s the kind of lesson that grabs kids’ attention and holds it all the way through.

It is a great lesson for any Personal Finance class, but if you happen to have a class full of rambunctious boys this lesson will keep them engaged.

Ohhh My First Car is a bundle of 4 lessons designed to teach students everything they need to know about purchasing a new or used car. It is loaded with hands-on activities that teach students the ins and outs of selecting a vehicle, finding the best interest rates, and calculating car payments.
This unit contains 4 lessons on 64 pages in 13 PDF files all for $12.50
  

Lesson 1 – Buying a New Car
In lesson 1 students will research a new car using the Internet.  They will learn how to select car style, color, and options. They will learn how to find information on: customer ratings and reviews, safety and reliability, mileage and warranty.  They will review the vehicle summary and learn the difference between MSRP Price, Invoice Price, and Smart Target Price.

Lesson 2-Buying a Used Car
In Lesson 2 students will use the Internet to research a used car.  They will learn what certified pre-owned means. They will learn how to find information on seller’s notes, as well as consumer ratings and reviews, safety and reliability, mileage and warranty.  They will learn to research the car’s history including, accidents, recalls and service records. To help determine if they are paying a fair price for the vehicle they will learn to use Kelly Blue Book.

Lesson 3 – Finding the Best Interest Rates
In lesson 3 students will use the Internet to research interest rates.  They will learn how to find a loan from a local bank or credit union that offers the lowest interest rate with the least amount of fees and conditions for the car they selected.

Lesson 4 – Calculating Car Payments
In lesson 4 students use the Internet to learn how to calculate monthly car payments based on the price of the car they chose, and the best interest rates they found in lesson 3. They also learn how to gather additional information by reading the amortization table. By completing this lesson students will learn that the price of the car, the interest rate, and the number of years taken to pay off the car loan all come into play in determining their monthly car payment, as well as the amount of interest paid on the loan.  They will quickly see that loans are not free.

*This unit is aligned with National Core standards for Personal Finance.
*It offers options to make the lessons within it easier or more challenging.
*Discussion questions for each lesson are included in the teacher notes.
*Each lesson is packed with great questions, as well as sample answers.
*Detailed student directions and teacher notes are included.

PERSONAL FINANCE LESSONS DESIGNED ESPECIALLY FOR TEENS!

Find me on Twitter at 
www.twitter.com/financeunleash

Friday, September 4, 2015

Back to School Sale


Back to School Sale!

Can you believe that summer is almost over and school is starting in many parts of the country? 

To help you prepare for the 2015-2016 school year Personal Finance for Teens Unleashed is having a 20% off SALE on September 8, 9 and10.

You can save even more, up to 33% off individual prices, by purchasing already reduced bundles.

In addition, build credit that can be used on sale purchases by leaving feedback on all previous TPT purchases.  Do this at your “My Purchases” page on TPT.

Also check out these freebies:

Click here to start shopping!

Buy Bundles and Save a Bundle!


PERSONAL FINANCE LESSONS DESIGNED ESPECIALLY FOR TEENS!


Find me on Twitter at
 www.twitter.com/financeunleash
Link to my store: Personal Finance for Teens Unleashed


Thursday, August 27, 2015

A Fun Lesson to Start your Personal Finance Class

A Fun Lesson to Start your Personal Finance Class

I like to start the first week of school with a lesson designed to get students thinking about their personal and financial goalsWonderful Life”.

Wonderful Life is a fun, interactive project that gives students a chance to get to know each other while creating a presentation that reveals their goals regarding career, wages, and lifestyle. It also sharpens their communication and presentation skills. And as a culminating activity each student presents their project to the class. It’s a great first lesson. 


I like starting the class off with this assignment because it eases the students (and the teacher) into the class, and it is a fun way for everyone to get to know each other.  It gives the teacher a chance to spend some one-on-one time with students.  It also sets the stage for the rest of the course.

This is an outstanding lesson, not only for personal finance, but for any class where the objective is for students to introduce themselves to the class and talk about their goals and interests.

Over 2000 teachers have downloaded this lesson from Teachers Pay Teachers.  If you have not already grabbed it, here is the link...Wonderful Life.



PERSONAL FINANCE LESSONS DESIGNED ESPECIALLY FOR TEENS!

Keep updated at...
Blog: http://personalfinanceforteensunleashed.blogspot.com/
Twitter: https://twitter.com/financeunleash

Thursday, August 20, 2015

A personal finance lesson that fits in anywhere, anytime

You’ll be amazed at what kids have to say about money!
A personal finance lesson that fits in anywhere, anytime!

Here are some lessons that I created to get kids of all ages talking and thinking about money.  These lessons are designed to fit into your curriculum anywhere, anytime.
   
MoneyTalks for Kidz contains 104 conversation starter cards that are designed to help elementary students open up about their feelings regarding money. Written for grades 3, 4 and 5.

Money Talkz for Middle School contains 164 cards that are designed to get middle school students talking about money matters.  Written for grades 6, 7 and 8.


Personal Finance Conversation Starters forTeens contains 280 cards that are designed to get teens talking about personal finance all year long! 


Students learn from each other...


In responding to the questions, students bring their own unique perspectives and life experiences to the table and learn from each other. You never know where the conversation will lead, and that makes it all the more exciting. There are really no right or wrong answers. All students need to do to be successful is to explain the reasoning behind their answers.

Conversation starters can be used...


* as a warm-up
* for small group discussion
* for whole class discussion
* for journal writing


PERSONAL FINANCE LESSONS DESIGNED ESPECIALLY FOR TEENS!

Keep updated at...
Blog: http://personalfinanceforteensunleashed.blogspot.com/
Twitter: https://twitter.com/financeunleash




Tuesday, August 18, 2015

Back to School Sale

TPT is having a One Day Back to School Sale

When: August 19th

Where:
My TPT Store

Savings: Up to 28% - use promo code: MORE15 at checkout.

What’s Included: Everything in my store

How can I SAVE even MORE: Check out my BUNDLES and save BIG.

PERSONAL FINANCE LESSONS DESIGNED ESPECIALLY FOR TEENS!

Keep updated at...

Blog: http://personalfinanceforteensunleashed.blogspot.com/
Twitter: https://twitter.com/financeunleash

Thursday, August 13, 2015

Timeline of Lessons

Timeline for Personal Finance Lessons

I hope you have been enjoying your summer vacation.  It’s hard to believe that school has already started in some parts of the country.  As you begin planning your lessons for the new school year I thought a timeline of the lessons available at my TPT store might be helpful since many of these lessons build upon what was taught in the previous lesson.  




Ohhh My First Car!

PERSONAL FINANCE LESSONS DESIGNED ESPECIALLY FOR TEENS!

Keep updated at...

Blog: http://personalfinanceforteensunleashed.blogspot.com/
Twitter: https://twitter.com/financeunleash



Monday, May 4, 2015

Teacher Appreciation Sale

Happy Teacher Appreciation Week!

Hope you know that you are appreciated for all of the hard work that you do. In celebration of teachers everywhere Personal Finance for Teens Unleashed and TPT are having one last SALE of the school year on Tuesday and Wednesday, May 5th and 6th.
All Personal Finance for Teens Unleashed lessons will be 28% off! It's a great time to grab a bundle and save a bundle!
Use Promo Code” ThankYou at checkout


Personal Finance Lessons Designed Especially for Teens!



Sunday, April 12, 2015

Special offer for National Financial Literacy Month!

A special offer for National Financial Literacy Month

Hi Everyone,

April is National Financial Literacy Month!

In celebration I will be offering specials and freebies each week in April. Check my blog and Twitter often for updates.

This week’s special is...


Discount: 40% off
Dates: Monday, April 13th and Tuesday April 14th
at my Teachers Pay Teachers store


Lesson Description:

This presentation is an easy-to-understand review of basic concepts and terms that are used every day in the financial world when discussing stock and the stock market. Students will learn everything from what a stock is, to how investors make a profit, to how the market is regulated plus much more.

Topics covered...

What is a stock?

What is a stockholder?

Why does a company issue stock?

What is a Stock Exchange?
How is stock bought and sold?
What do investors look for in a stock?
What makes a stock valuable?
Why does the price of a stock go up?
How do investors make a profit?
What are Bull and Bear markets?
Is investing in stock risky?
How is stock regulated?
What is a stock split?

Aligned with National Personal Finance Standards

Companion Assignments:

This lesson is part of a unit on Investing

This lesson is part of a dynamite unit on Investing. The complete unit is a great hands-on way to teach students the ins and outs of researching, selecting, and tracking stock and mutual funds. It is loaded with fun, hands-on lessons, informative presentations, crosswords, and on-line flashcards, games and quizzes.


PERSONAL FINANCE LESSONS DESIGNED ESPECIALLY FOR TEENS!

Keep updated at...

Blog: http://personalfinanceforteensunleashed.blogspot.com/
Twitter: https://twitter.com/financeunleash

Also look for my article on Financial Literacy in the CLASS newsletter
Sign up for the newsletter using this link http://eepurl.com/ba-6I5


Friday, April 10, 2015

Financial Literacy: Do high school classes make a difference?

April is National Financial Literacy Month: Do high school classes make a difference?

In 2011 President Obama proclaimed April as National Financial Literacy Month.  In his proclamation he stated, “Our Nation's prosperity will ultimately depend on our willingness as individuals to empower ourselves and our families with financial knowledge. “

Fast forward to 2015, one thing that we can all seem to agree on as parents and educators is that an understanding of financial literacy is important to our children.  What we can’t seem to work out, according to Hank Coleman of Daily Finance, is who will teach the courses; how will school districts fund the new courses; and how will these courses fit into already overly crowded curriculums?

In addition to these logistics problems, Professor Julie Heath, director of the Economics Center at the University of Cincinnati, reports that teachers feel unqualified to teach financial literacy.  “Eighty-two percent say they are not prepared to teach these concepts," she says. 

One of the reasons for this uneasiness may be that some school districts rely on math, science, home economics and technology teachers (among others) to incorporate financial literacy lessons into their curriculum instead of offering a separate personal finance course. 

The good news is that financial literacy classes in high school do make a difference.  According to an article in USA Today (by Hadley Malcolm), a study of 65,000 college students showed that – “first-year college students required to take a financial literacy course in high school are significantly more likely than their peers who didn't take a class to be financially responsible.” 

The study revealed that, “students who took a class did better on the survey’s financial knowledge questions, were found to be more averse to debt, more likely to pay credit card bills on time, and less likely to go over their credit limit.”

If you have been asked to incorporate financial literacy into your curriculum, and are at a loss of where to start, try these FREE introductory lessons with your students.




PERSONAL FINANCE LESSONS DESIGNED ESPECIALLY FOR TEENS!

Also - Find me on Twitter at www.twitter.com/financeunleash

Link to my store: Personal Finance for Teens Unleashed


Thursday, April 2, 2015

Celebrating National Financial Literacy Month 2015

Celebrating National Financial Literacy Month 2015

Hi Everyone,

Mark your calendars - April is National Financial Literacy Month!

In celebration I will be having a store-wide sale on April 6, 7 and 8 (Monday, Tuesday and Wednesday).

I will also be offering specials and freebies each week in April. Check my blog and Twitter often for updates.

Also look for my article on Financial Literacy in the
CLASS newsletter. 

Sign up for the newsletter using this link: CLASS
 


Meanwhile, get your students warmed up with this FREE lesson – Financial Freedom, Family andDreams.


In this lesson students discover and discuss how financial freedom, dreams and family are all interconnected like a series of wires. There are no right or wrong answers and you never know where the conversation will lead. That makes it all the more fun. In completing this assignment students bring their own unique perspectives and life experiences to the table and learn from each other. 

PERSONAL FINANCE LESSONS DESIGNED ESPECIALLY FOR TEENS!

Also - Find me on Twitter at www.twitter.com/financeunleash

Link to my store: Personal Finance for Teens Unleashed